ലാഭം വീണ്ടും നിക്ഷേപിക്കുന്നത് നികുതിയും ശമ്പളവും മാറ്റിവെച്ച ശേഷം.
Rules for reinvesting business profits keep a firm from looking rich in stock and poor in the bank. Profit is not a pile of free cash until you have set aside tax, upcoming EMIs, and a basic buffer. Only then do you choose a reinvestment. How much is a judgement: how much profit to reinvest.
Rules
- Calculate real profit first. The method.
- Set aside GST and income tax you already know you owe.
- Keep a cash buffer for a slow month.
- Reinvest in the bottleneck, under investment principles.
- Write the decision in one line so next quarter you can see if it worked.
Owner drawings are not a moral failure
Taking nothing forever hides the true cost of the firm. Take a planned amount. Reinvest the rest on purpose. Allocation across uses is capital allocation.
Frequently Asked Questions
Should I reinvest 100 percent?
Rarely. A firm with no buffer and an owner with no pay is fragile.
What if profits are only on paper?
Do not reinvest paper. If customers have not paid, you do not have the cash.
Can I reinvest by prepaying a loan?
Yes. Reducing a costly loan is a valid use if the sanction allows it and a better bottleneck is not starving.