ബിസിനസിന്റെ സാമ്പത്തിക ആരോഗ്യ ചെക്ക്ലിസ്റ്റ്: പണം, കടം, മാർജിൻ, നികുതി, പുസ്തകങ്ങൾ.
A business financial health checklist is how you notice trouble before a supplier or the tax portal does. Run it quarterly. If you cannot answer a line, that line is the work.
The checklist
- Cash covers at least a month of fixed costs, or you know exactly which inflow covers them.
- GST collected is set aside, not spent. Filing path: GST returns.
- Customer dues older than your terms are listed with a next action.
- Supplier dues are listed. You are not “profitable” by delaying them silently.
- Gross and net profit for the quarter are written. See the calculation.
- Loan EMIs fit the cash, and you know the outstanding.
- Books can be exported for your CA without a reconstruction week.
- Personal and business spending are separable enough to explain.
Turn failures into KPIs
If the same line fails twice, make it a monthly number using how to track business health.
One action, not twelve
Pick the failed item that can stop salaries or create a notice. Fix that before you redesign a logo.
Frequently Asked Questions
How often should I run this checklist?
Quarterly in full, with cash glanced at weekly.
What is a warning sign?
Using next month’s GST or supplier money to pay this month’s rent.
Who should do it?
The owner, with the bookkeeper. Do not delegate the conclusion.